In 2018 I found myself in a position that is not unique. My savings account balance was too small, my credit card bills were too big, and I didn’t know the first thing about investing or really building wealth.
My experiments with being “financially responsible” ebbed and flowed throughout my 20s, but I finally committed to getting a grasp on my financial life. I craved consistency — consistent spending, consistent savings — to slowly build wealth. I found the motivation and systems to help me be more successful in meeting my money goals.
Here’s a collection of ideas and experiences I’ve found along my journey. I’m not perfect and I’m still a work in progress and not every post will resonate with or be applicable to all people. Nonetheless, I hope you can find something you can use in your own life.
Disclaimer: I am not a certified financial planner. The tips and strategies are all my own and worked for me, but may not work for you. I try to keep my advice as basic as possible. Please consult a professional money or tax manager if you need details.
- 5 Steps for Financial Independence
- Step 1: Start building an emergency fund
- 3 Ways I Sabotaged My Financial Progress
- 2 Money Lessons I Share With Students
- Financial Suggestions For an Upcoming Graduate
- Budgeting Baby Steps: Small Changes for Big Savings
- Conscious Consumption: Getting Something On Sale is NOT a Marginal Benefit
- Talking About Money
- My thoughts about FIRE
- Budget Alignment & My Approach to Budgeting
- Why I Didn’t Want an Engagement Ring
- Money Lessons of the Traveling Pants
- Money Narratives — Thinking about issues and change
- Summer Budget Busters or: How I’m Learning To Stop Worrying and Love (Some) Spending
- What I Learned From My Clothes Buying Ban (And Why Everyone* Should Do One!)
- How To Start A Clothes Buying Ban
- 4 Kitchen and Grocery Store Hacks to Save Time & Money
- Why We’re Not Having a Frugal Wedding