How To Start A Clothes Buying Ban

I could go on for hours about the personal and environmental benefits of a clothes buying ban. Simply choosing to refuse to buy clothes, shoes, and accessories for 15 months (with some exceptions) helped me learn so much.  The ironic thing was that during my ban I never said the phrase, “I don’t have anything… Continue reading How To Start A Clothes Buying Ban

Why I Did a Clothes Buying Ban (and you* should too!)

Why Should You Do A Clothes Buying Ban? If you look into a packed closet and struggle to find something to wear, a clothes buying ban is for you. If you find yourself constantly browsing online stores and adding more to your cart just to get free shipping, a clothes buying ban is for you.… Continue reading Why I Did a Clothes Buying Ban (and you* should too!)

Summer Budget Busters or: How I’m Learning To Stop Worrying and Love (Some) Spending

This year is almost halfway over and I’m delighted to announce that my personal spending is lower than last year in every category of my budget. And without the worry of paying off my private student loan (I bid them good riddance in December!), the balances in my savings and investment accounts are higher also.… Continue reading Summer Budget Busters or: How I’m Learning To Stop Worrying and Love (Some) Spending

Budgeting Lesson Plan: Teaching Basic Budgeting Skills to High Schoolers (Part III)

Lesson Plan Part III: Prioritizing Mindful Spending to Maximize Happiness We're finally to the fun part of budgeting -- spending money on the things that make us happy! If you haven't read Part I or Part II of my lesson plan, please start there for an overview of estimating net pay and bills for students.… Continue reading Budgeting Lesson Plan: Teaching Basic Budgeting Skills to High Schoolers (Part III)

Budgeting Lesson Plan: Teaching Basic Budgeting Skills to High Schoolers (Part II)

Lesson Plan Part II: Estimating Bills This post continues the lesson plan introduced in Part I. Part II: Bills, Bills, Bills Nobody likes bills unless Destiny's Child sings about them After students figure out their rough net pay from Part I of the budgeting assignment, now starts the "not-so-fun" part -- figuring out their monthly… Continue reading Budgeting Lesson Plan: Teaching Basic Budgeting Skills to High Schoolers (Part II)

Budgeting Lesson Plan: Teaching Basic Budgeting Skills to High Schoolers (Part I)

Lesson Plan Part I: Estimating Net Pay Budgeting is one of the backbones of money management and personal finance. Understanding what’s coming in and what’s going out can help a household pinpoint areas to improve savings rates, prioritize spending on things that truly matter, and plan for expected goals as well as unexpected emergencies. I’m… Continue reading Budgeting Lesson Plan: Teaching Basic Budgeting Skills to High Schoolers (Part I)

Conscious Consumption: Getting Something On Sale is NOT a Marginal Benefit

Shoppers love a good deal. If you’re like me, the rush of getting something on sale is borderline euphoric. I was raised by a wonderful woman who lived for sales. During my childhood, I spent Saturdays with my mom hunting for bargains at yard sales, moving sales, rummage sales, thrift stores, you name it. I’m… Continue reading Conscious Consumption: Getting Something On Sale is NOT a Marginal Benefit