Credit cards can be a powerful tools for consumers but, as viewers learn in Spider-Man, with great power comes great responsibility. And the words “responsible” and “teenager” do not usually go hand-in-hand. After working with high school students for ten years, I’ve come to appreciate how creative, hilarious, kind, insightful, and, yes, mature teenagers can… Continue reading Should Teenagers Get Credit Cards?
Lesson Plan Part III: Prioritizing Mindful Spending to Maximize Happiness We're finally to the fun part of budgeting -- spending money on the things that make us happy! If you haven't read Part I or Part II of my lesson plan, please start there for an overview of estimating net pay and bills for students.… Continue reading Budgeting Lesson Plan: Teaching Basic Budgeting Skills to High Schoolers (Part III)
Lesson Plan Part II: Estimating Bills This post continues the lesson plan introduced in Part I. Part II: Bills, Bills, Bills Nobody likes bills unless Destiny's Child sings about them After students figure out their rough net pay from Part I of the budgeting assignment, now starts the "not-so-fun" part -- figuring out their monthly… Continue reading Budgeting Lesson Plan: Teaching Basic Budgeting Skills to High Schoolers (Part II)
Lesson Plan Part I: Estimating Net Pay Budgeting is one of the backbones of money management and personal finance. Understanding what’s coming in and what’s going out can help a household pinpoint areas to improve savings rates, prioritize spending on things that truly matter, and plan for expected goals as well as unexpected emergencies. I’m… Continue reading Budgeting Lesson Plan: Teaching Basic Budgeting Skills to High Schoolers (Part I)
What can you do on the first day of economics class? Figuring out what to do on the first day of class is a minefield for high school teachers. Do you go over the syllabus and risk boring kids to death on day one? Do you scour the internet for “cool” first day ideas and… Continue reading The First Day of Class: A Lesson in Scarcity